Every month millions of people write out their mortgage check dreaming of the day when they will send their last one. Unfortunately, that day is often 20 years or more down the road. Every month these same people try to figure out how to send a few extra bucks a month to their lenders to reduce the time it takes, even if it’s only a few months. Many people enter into plans that take off a few years. But there is a better way and it is called the Home Equity Acceleration Plan (H.E.A.P.™).

Look at the chart. You’ll notice the green bars dive sharply while the red bars linger HEAP Review for 30-years. The green bars are an example of someone using H.E.A.P.™ to pay off the debt on a home in less than 9 years and the maroon bars line indicates what people typically do which is to pay off their mortgage in 30 years.